Homeowner | Auto | RV Insurance Coverage

Personal Lines of Insurance Protection

RECREATIONAL VEHICLE INSURANCE (RV)

Recreational Vehicle (RV) - An RV is a vehicle designed as temporary living quarters for recreational, camping, travel or season use. RVs may be motorized (motorhomes) or towable (travel trailers, folding camping trailers and truck campers). Most of these polices generally provide replacement costs for personal belongings that are lost, damaged or stolen out of the RV.

PERSONAL HOME OWNERS INSURANCE

A homeowners insurance policy can be like a financial security blanket for what may be the single largest purchase of a person?s life. The right policy should help protect you from the costs of rebuilding after a fire, replacing stolen items, repairing your home from storm damage, or from liability claims if someone is injured on your property.

PERSONAL AUTOMOTIVE INSURANCE

Vehicle insurance is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle.

WATERCRAFT INSURANCE

Watercraft insurance is an umbrella term for three types of insurance: boat insurance, yacht insurance, and personal watercraft insurance. It protects against damages to vessels powered by a motor that has a horsepower of at least 25 miles per hour (mph). Examples of the types of costs covered by watercraft insurance policies include physical loss or damage to the boat, theft of the boat, and towing. Small craft, such as canoes, rowboats, small sailboats, and powerboats with less than 25 miles-per-hour horsepower may be covered under a standard homeowners or renter?s insurance policy. However, such coverage is unlikely to include liability insurance. *Investopedia https://www.investopedia.com/terms/w/watercraft-insurance.asp

UMBRELLA LIABILITY COVERAGE

A Personal Umbrella policy from provides an extra layer of affordable liability protection over your existing underlying insurance.